Decide the grams — see the tentative cost today, with every component shown separately. No surprises at the counter: this is the same arithmetic our bill uses.
Value addition up to 11% is waived on plan gold. This purchase could be — instead — a saving of —.
This planner gives a tentative estimate, not a quotation. The exact value addition is printed on each product's tag, and your bill is calculated at the gold rate on the day of billing.
The bulk of the price. We publish the 916 (22K) rate every morning on the gold rate page — the same figure this planner uses.
Typically 8–25% depending on the work in the piece. Coins are different — a flat 1.5% minting charge at every size. Either way, it is printed on the tag and on your bill.
Charged on gold plus value addition together — standard billing across India. Your GST invoice is your proof of purchase and purity.
No. It is a planning estimate. The exact value addition is printed on each product's tag, and your bill is calculated at the gold rate on the day of billing.
Value addition reflects the craftsmanship in a piece — simple machine-made chains sit at the lower end and handcrafted or temple work at the higher end, typically 8–25%. The tag on each piece shows its exact figure.
Yes. Our 916 coins carry a flat 1.5% minting charge and 3% GST at every size, so the planner's coin figure is the actual price today. Shipping is charged separately only if you want the coin delivered.
Yes. On gold accumulated under the SWARNALAKSHMI plan, value addition up to 11% is waived. If a product's value addition is below 11% you pay none of it; if above, you pay only the difference.
22K gold is per gram and silver is per gram in Vellore today (). We publish both every morning.