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SWARNALAKSHMI, Gold Saving Scheme

SWARNALAKSHMI 

 GOLD SAVINGS SCHEME 

0% WASTAGE  

SCHEME : The scheme enables the members to convert  the Instalment money into gold the day the member pays the monthly instalment. 

GROUPS: RS.500/-, RS.1000/-, RS.1500/-, RS.2000/- up to RS.10000/- those who join this scheme have to pay every month according to the group they have chosen, continuously for 15 months. On the 16th month purchase gold jewellery of your choice. No wastage will be charged for the gold accumulated under this scheme.  

EXAMPLE: The rate per gram is RS.2600/- the day you pay your instalment. The amount you pay is converted in to gold. 

GROUP NO INSTALMENT AMOUNT RATE PER GRAM MONTHLY SAVINGS IN GRAMS BENEFITS 
A 500 2600 500/2600    0.192  0% WASTAGE  
B 1000 2600 1000/2600  0.384 
C 1500 2600 1500/2600  0.576 
D 5000 2600 5000/2600  1.923 

PURCHASE OF GOLD COINS: Gold coins can be purchased under this scheme. 

DEFAULTS: According to this scheme members are allowed to pay and fix the gold price only once in a month. 

DISCONTINUANCE: The members who have discontinued in the middle of the scheme will be allowed to take gold jewellery only after 30 days from the date of discontinuance. Under any circumstances cash will not be refunded. 

PASS BOOK: At the time of joining the scheme each member will be given a passbook, members should ensure that your payments are correctly entered in the passbook. Any discrepancy in the entries should immediately be brought to our notice and get rectified. 

PAY ONLINE :   You can make online payment through  

            V.CHETTY RADHAKRISHNACHETTY JEWEL CRAFT 

        LAKSHMI VILAS BANK 

        VELLORE BRANCH 

        CURRENT ACNO: 0792351000003552 

        IFSC CODE NO: LAVB0000792 

  • Value Addition will be charged from 4% to 6% on stone, casting, exclusive Antiques and ornaments below 2 grams. 
  • Vat & Making charges applicable.    
  • Management’s decision is final in all issues relating to this scheme.                                   

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