22K Gold /g 24K Gold /g Silver /g
+91 416 223 5009
V. Chetty Radhakrishna ChettyJewel Craft · Since 1860
Trusted by generations

Save monthly. Celebrate with gold.

Three simple schemes to plan your jewellery — start from just ₹250 a month, with a passbook in your hand and your savings converted to precious metal.

Plan it

Savings calculator

You save each month
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Accumulated at maturity
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Total invested
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Estimate based on today's rate () held constant. Actual grams accumulate at each day's prevailing rate under gram-accumulation schemes. This is an illustration, not a guarantee of returns.

Gold · Gram accumulation

SWARNALAKSHMI — Gold Savings Scheme

  • Your instalment converts to gold grams at that day's rate — the day you pay.
  • Monthly groups from ₹500 up to ₹10,000.
  • Pay for 15 months; purchase gold jewellery of your choice in the 16th month.
  • 0% wastage charged on gold accumulated under the scheme.
  • Gold coins can also be purchased under this scheme.
  • Passbook issued at joining — every payment is entered and verifiable.
Join via WhatsApp Call to enquire
Jewellery · Bonus on completion

SWARNAM — Jewel Savings Scheme

  • Monthly groups from ₹250 to ₹2,000 — join any day of the year.
  • Pay each instalment on or before the 10th of the month, for 15 months.
  • Pay all 15 instalments without default and receive a bonus amount according to your group.
  • Redeemable against jewellery purchases (gold coins excluded under this scheme).
  • Passbook issued at joining — every payment is entered and verifiable.
Join via WhatsApp Call to enquire
Silver · Bonus instalment

SUKRA — Silver Savings Scheme

  • Your instalment converts to silver at that day's rate — fix the price the day you pay.
  • Monthly groups from ₹250 to ₹2,000.
  • Pay for 14 months — the 15th instalment is credited as a bonus by the store.
  • Purchase silverware of your choice in the 16th month.
  • Passbook issued at joining — every payment is entered and verifiable.
Join via WhatsApp Call to enquire

1 · Choose your plan

Pick a scheme and a monthly amount that fits your budget. Our staff will help you compare — or use the calculator above.

2 · Enrol in minutes

Visit the showroom or message us on WhatsApp. Carry a photo ID. You'll receive your scheme passbook on the spot.

3 · Pay by the 10th

Pay your instalment at the showroom or via UPI each month. Every payment is recorded in your passbook.

Scheme terms: Instalments are adjustable only against purchases; cash refunds are not available under scheme rules. Discontinued members may redeem after 30 days from discontinuance (bonus not applicable). GST as applicable. Value addition of 4–6% applies on stone-set, casting and exclusive antique ornaments and ornaments below 2 grams. Management's decision is final in matters relating to the schemes. Scheme durations and terms are subject to applicable regulations.